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My friend Joe is one of those clever people. He works hard, has a lot of hobbies, a beautiful family, is resourceful and has a positive attitude. Joe had high cholesterol but brought his cholesterol down from 240 to 180.

His secret? Here is his “recipe” for bringing his cholesterol down:

Cholesterol Lowering Program (courtesy of Joe)

Add 375 mg. of Niacin to your diet through foods or supplements
Take 4-6 tablespoons of psyllium each day
Add lecithin (Pieternel..dosage?)
A multivitamin to compensate for the minerals and vitamins that bond to the toxins that the psyllium sweeps out.
Monitor your cholesterol regularly and ask your doctor for the ratio about good and bad cholesterol.

We need 15 mg. of niacin a day to keep our heart healthy (and gain other health benefits as well). The best way to do this is with the following niacin-rich foods: beef liver, brewer’s yeast, broccoli, carrots, cheese, corn flour, dandelion greens, dates, eggs, fish, milk, peanuts, pork, potatoes, tomatoes, wheat germ, and whole wheat products.

Herbs containing niacin are: Alfa alfa, burdock root, catnip, cayenne, chamomile, chickweed, eyebright, fennel seed, hops, licorice, mullein, nettle, oat straw, parsley, peppermint, raspberry leaf, red clover, rose hips, slippery elm and yellow dock. Research shows that 15 mg. of niacin improves mental functioning as well.

Niacin is Vitamin B3, which is necessary for proper circulation, for the nervous system and the metabolism of carbohydrates, fats and proteins. It helps the digestive system, improves circulation, and can be helpful in mental illnesses. It also enhances the memory and plays a role in the synthesis of sex hormones.

Being Careful
A “niacin flush” may occur after the intake of niacin supplements. A rash may appear on the skin, usually lasting a few minutes, which is in most cases harmless. Dosages over 500 mg./day may cause liver damage if taken for a prolonged period of time. People with high blood pressure and ulcers should be closely supervised by a physician when taking niacin.

A heart quote from J Krisnamurti:
The moment you have in your heart this extra ordinairy thing called love and feel the depth, the delight, the ecstacy of it, you will discover that for you the world is transformed.

Warmly, Pieternel van Giersbergen.

Pieternel has been an R.N for over 25 years. She develops natural products for preventive health and is an expert on natural health issues. Her site www.pieternel.com has over 120 articles about healing yourself and staying healthy.

All methods of contraception are used to prevent pregnancy, but condoms have the added advantage of providing protection against infection and the spread of sexually transmitted diseases (STDs). How effective are condoms at doing these two things? Are they really as effective as other contraceptive methods at preventing pregnancy? And since one of the most common reasons for using a condom is to protect against infection, are they really an effective barrier against being infected by STDs? In this article we look at some of these questions.

Does using a condom prevent pregnancy?

Condoms are an extremely effective means of preventing pregnancy. Of course, no method of contraception is 100% effective because there will always be instances of incorrect or inconsistent use. This is as true of “the pill” or any other form of contraception as it is of condoms. However clinical studies have shown that high quality condoms, when used consistently and correctly, provide an excellent barrier against pregnancy. These trials have shown that correct and
consistent use of condoms can have between 95% and 98% contraceptive efficacy rate.

How often do condoms fail?

The main reason that condoms “fail” to prevent pregnancy or infection is not because the condom itself has “failed”, but because of incorrect of inconsistent
use. Latex condoms can be weakened by oil-based lubricants like petroleum jelly. They can also be weakened by exposure to sunlight or by age. Sometimes they are torn by teeth or fingernails. But putting these incorrect uses aside, condoms
almost never “fail”.

How often do condoms break or slip off?

In the United States, most studies of breakage caused by fault in the condom itself have shown breakage rate is less than 2 condoms out of every 100 condoms. Studies also indicate that condoms slip off the penis in about 1-5% of acts of vaginal intercourse and slip down (but not off) about 3-13% of the time. Again, these rates are influenced by the care one takes when using a condom.

Are condoms effective at preventing infection from HIV or STDs?

Studies have shown that if a latex condom is used correctly and consistently (every time you have sex), they are a highly effective barrier against infection. This has been demonstrated most clearly by studies of “discordant” couples in Europe. A “discordant” couple is one in which one partner in infected with HIV and the other one is not. In a study of 123 couples in which condoms were used consistently, none of the infected partners became infected.

Do thinner condoms give less protection against pregnancy and STDs?

Thinner condoms are equally effective as a protection against both pregnancy and infection by STDs. However they may be more easily damaged by fingernails, teeth, jewelry and other incorrect uses, so extra care should be taken when using a thinner condom.

Are all condoms thoroughly tested before being sold?

All brand name condoms are subjected to rigorous quality control tests at every stage of the manufacturing process. In the US, each condom is electronically tested for holes and defects. Samples are taken from each lot and visually examined using a water leak test. In this test the samples are filled
with 300 ml of water and suspended for 3 minutes.

Samples from each lot are also subjected to an Air Inflation Test. This involves filling the test condoms with air until they reach the bursting point. They typically will hold about 40 liters of air — the equivalent of 9 gallons of water!

Other samples are checked for size and thickness, some are tested to destruction for physical strength, and still others are artificially aged by applying high temperatures to ensure that they will retain their quality well beyond their 5 year product life.

In all regards, condoms have been shown to be an effective way to prevent pregnancy as well as being a highly effective way of guarding oneself against HIV or STD infection.

For more information about condoms and convenient ordering of all brand name condoms visit the #1 UK online source of condoms at Online Condoms

Rick Hendershot is a writer and publisher of the Linknet Publishing Network. For article writing and distribution services see Linknet
Article Program.

If you are suffering from sunburn, but do not want to go to the doctor, there are several home remedies that you can use to treat your condition. In many cases, these home remedies can provide you with better treatment than anything that you would get from your doctor.

One of the best home remedies for sun burn is to apply cold water to the affected areas. This can be done by simply placing cold compressions on the area for 10 to 15 minutes at a time. If you are looking for a more long term solution, you can soak in a bath of cold water. This may be a bit uncomfortable on the rest of your body, but it will feel great on your sunburn.

Another sunburn home remedy that is easy to follow includes nothing more than drinking a lot of water. By loading up on water you will be fighting dehydration, and at the same time speeding up the healing process.

There are also many sprays and lotions that you can put on the affected areas. The good thing about these medications is that they can be bought over the counter, and they are usually what doctors recommend anyhow. You should look for the lotion that contains aloe vera. This will be sure to speed up the healing process, while also making your skin feel much better.

Finally, don’t forget the ever popular calamine lotion if the itching is killing you. This has been proven to be one of the best ways to take the itching sensation out of sun burnt skin.

Overall, there are many home remedies that can help relieve your sunburn. There is really no reason to see the doctor because you should be able to find your own solution without much trouble at all.

Don’t get burned.

Francois Botha, a.k.a. “Mr. Fitness” is a trusted authority in the Fitness and Health field and provides valuable information for free through his website at: www.fitness-health.co.uk

As of late, gaming laptops were typically built to spec by special resellers. Regardless of the fact they were not fantastic sellers they did have great margins. These were the laptop computers you continuously thought of but were out of your grasp. They were simply the best laptops that the technology was able to offer at that time. They normally created loads of buzz however I do not think many people would go out and buy laptops at steep prices. Nowadays things are a lot different with tier 1 manufacturers also making gaming notebooks.

These notebook computers have a certain price range and these manufacturers know they do not have to be price aggressively in this case. As the markup on cheap laptop computers have become so small, manufacturing specialized gaming notebook computers is one way to regain a larger gross margin. Additionally they can use their gigantic marketing budgets to induce consumers further into parting with their money or getting out the credit cards to buy laptops like these ones. In my point of view this could seriously damage local resellers if they do not differentiate their usp. I am fairly sure that the bigger manufacturers will attempt to push the small ones out. In addition society just look to trust bigger manufacturers greater.

In my view these manufacturers are churning out the best laptops at this time. This holds the potential to be extremely positive for little retailers. Majority of the time the pre built notebook computers are fast however not fast enough and a few buyers do not like that. Normally this kind of consumer is in the know in regards to the technology and can effortlessly compare specifications. The fine point are important for this kind of purchaser.

All buyers concur that its a beneficial situation. The best technology will be purchasable by everybody when prices are pushed further down. I say that rather hesitantly however as the laptops business is a pretty fast moving place. New technology releases should maintain premium prices. The established brands have already started in the gaming laptops niche so we’ll have to look and see what occurs I reckon.

Members sign up once and are entered to various sweepstakes each month. That will be marvelous or super to win 3033 euro. 4 hours ago a European company has started with a online sweepstakes. Before home computers were popular a common method of entry was a mailed one. Many state lotteries also run a second chance sweepstakes in conjunction with the retail sale of state lottery scratch cards. Entering sweepstakes by mail is declining in popularity. Sweepstakes promotions are prohibited from requiring a purchase to enter. Great computers to win at dutch online contests. That should be really great or fantastic to win 1860 dollars. The reason why contests are treated differently is that the winners are not chosen by chance but by an element of skill.

The Dutch translation says: Leeft u in Venray of Halderberge en wil jij graag veel prijzen winnen’ Met Win de Prijsvraag winnen is nog nooit zo gemakkelijk geweest. Geweldige prijzen winnen met het windeprijsvraag systeem‘ Over het algemeen minstens 484 prijzen per uur. Van Borne tot De Marne, winnen met Windeprijsvraag is altijd mogelijk. Een mevrouw van 47 heeft een week geleden nog een Ipod weten te winnen.

Sweepstakes are generally easier and quicker to enter than contests. 2 months ago a Europe based online company started a sweepstakes websites. 2 days ago a Belgium dutch online company begun with a contest websites. It will be absolutely fantastic or realy terrific to win 100 dollar. Great MP3-players to be won at dutch online sweepstakes. Many more sweepers are choosing to enter online sweepstakes. Sweepstakes are also legally different from contests in the United States. 10 weeks ago a Dutch dutch company took of a sweepstakes websites. Sweepstakes are frequently used by fast-food restaurants to boost business. Although some sweepstakes ask for a proof of purchase or UPC code, the sponsors must provide an alternate method of entry if they do so. Everybody can win absolutely fantastic SUVs every 13 weeks. Fantastic Hummers to win at contest websites. Consumer promotions advertised as contests, however, can require an entry fee or proof of purchase. 2 hours ago a Europe based webcompany has started with a dutch online sweepstakes. In an effort to increase consumer demand for scratch cards and to help control the litter small problems associated with the disposal of non-winning lottery tickets. There are also other online services, which automatically enter members into sweepstakes. Really everybody can win really great swimming pools every 8 days. Anyone can win super Ipods every 9 months.

What did you learn about money? Where did you learn about money or wealth?

Let us touch on the issue of our basic educational institutions, the schools, where we learn about the facts of life.

What are the subjects covered in school?

Language, mathematics, science, history, social studies, religion, among others are all important for us to study to blend ourselves well with society.

Even in the collegiate level, depending on what course one chooses to take, lessons are concentrated on the theories, principles and/or basics which are hardly in consonance with the real world.

How do we learn new things?

Reading websites, attending seminars, and talking to people more knowledgeable on the subject are some of the ways. We also learn by making mistakes, like babies learning to walk.

It is like roller skating where we get bruises every time we fall. The message is: “Don’t let mistakes stop you from learning. Learn from those mistakes and let them encourage you to learn more.”

Always bear in mind that education in school is only the fundamental foundation of general knowledge. Outside school , we must gather as much skills as possible especially those pertaining to creating wealth.

I firmly believe that one’s choice of endeavor must be anchored on love. Because when you love what you do, you will enjoy and take good care of it, not to mention the benefits it will bring to your health. With this in mind and in heart, you are following the dream of your life and you can use this principle in the choice of your business to gain wealth.

Loving is one thing. Knowing is another. Know your business. Know how to go about it. It is imperative that you acquire financial knowledge to gain wealth.

Today, information is wealth. Get to know what is going on around you. You will find opportunities to get rich from information that is current.

Time can be of the essence depending on the subject of the business. Knowledge on the business is vital; that is why learning is a non-stop process. You need not necessarily be familiar with a particular business, but you must learn to know the business before you get involved in it.

People who have actual experiences on a subject are the ones you can talk to in gathering information. Do not listen to hearsay or to those who neither know nor have any experience on the subject. Knowing is an asset; not knowing is a liability. That is why, information is wealth.

Exchange information regarding financial matters with your colleagues as frequently as possible. This is one way to acquire updated news.

On topics that are not clear or familiar to you, ask questions (rather than pretend you know when you don’t) and be generous to share what you know when asked. Opportunities are sometimes born spontaneously in discussions that are beneficial to either or both parties.

The risk factor is always there even if you know the business. This is inherent in every type of business. But risk can be managed and kept to a minimum if you have the proper knowledge.

Gathering information may be time consuming but time well spent. Sometimes, it takes more time to gather information than the business itself. Keep in mind though that timing (when to act) could be important in the business you are interested in.

How much you know is different from how fast you know. Remember the old saying: “The early bird catches the worm?”

The first or earliest to know gets the opportunity. If you know of an opportunity that is not yet in the news, it’s good news. Stay focused. Keep a clear and keen mind. Just like the advice of a weather station: “Know before you go.” The same thing is true in business: “Know before you go (into action).”

When in business, you must learn to manage the flow of money, your people, and your system. Get to know where the money you invest should be at any particular time so that you don’t get cash strapped in the middle of your transactions. Make sure your money flows smoothly to where it should be. Learn to manage your people. They work for you, so take good care of them and they will take good care of your business.

Systematize your work flow. This will cut wasted time, energy, and money as well. What you save is additional profit.

Keep in mind to leave some time for your out-of-business activities too, like family and social affairs. Like giving credit to where credit is due, give time to where time is due. Think of ways to do more in less time. This will increase your profit margin making you more competitive.

Most people find difficulty in marketing or selling products and / or services. It takes time and patience for your prospective clients to get acquainted with what you’re offering. Their most likely first reaction is to reject it. This is normal. With the right people negotiating and handling the marketing aspects of your business, you can surmount this difficulty and eventually come up with positive results.

Communication skill is very important. It is your eyes, ears, and mouth rolled into one. It is a friendly spy to keep you updated and more knowledgeable. Without it, you’ll be groping in the dark.

You can find out more on to acquire the mindset and behavior of the rich, copy exactly what they are doing to achieve financial success, and stay wealthy all your life on Rene Graeber’s website at www.smart-ways-to-make-money.com

Would you like to know a formula for becoming an exceptional Yoga teacher? What separates the exceptional yoga teacher from the “pack?” Here is an itemized formula to become an exceptional and successful Yoga instructor.

Continuing education is part of a Yoga instructor’s job description. Although you may teach Yoga, you must accept being a student of Yoga for life. Learn what you can, to benefit your Yoga student’s ailments, and when you have time, learn a little bit more. With 5,000 years of documentation behind it, Yoga is like a great mountain where one lifetime will just not be enough to discover everything.

Patience is the next ingredient within an exceptional Yoga teacher. Be patient with yourself, your family, your friends, and your Yoga students. Do not put pressure on anyone unnecessarily. Some Yoga students have to grow into the practice. You might be unknowingly doing the same to yourself or your loved ones. The key is to become aware of it and always be mindful of others.

Take action and understand the laws of cause and effect (Karma). Most of the world takes no action at all, but exceptional Yoga teachers do not “sit on their hands.” Just by taking action, you will be a success in life. Great ideas mean nothing without action, but your actions should always help others. It is fine to help yourself, just make sure you are not harming anything in the process.

Compassion is needed to become an exceptional Yoga teacher. You must show compassion for Yoga students and for mankind. Treat everyone possible with loving kindness. When this is impossible avoid negative people who seek pleasure through spreading pessimism, bigotry, hatred, greed, and envy.

Passion for Yoga and for helping other people can be found in most Yoga teachers. The Yoga teacher who just “does it for the money,” will not last. If you feel like that, you should find your “real calling,” passion, and true desires. Life is too short to waste time doing a job that you dread. Strangely, I have never met a Yoga teacher who regretted teaching Yoga. If I ever find one, I will let you know.

Courage is required to be your own boss. To wake up each morning and go it alone, without someone over your shoulder is a Yoga teacher’s life reward. Most of the masses like to be told what to do, but the Yoga teacher makes his or her own hours. There is some responsibility that goes with any business, but every Yoga teacher knows the responsibility is worth it.

© Copyright 2006 – Paul Jerard / Aura Publications

Paul Jerard is a co-owner and the director of Yoga teacher training at: Aura Wellness Center, in North Providence, RI. He has been a certified Master Yoga teacher since 1995. He is a master instructor of martial arts, with multiple Black Belts, four martial arts teaching credentials, and was recently inducted into the USA Martial Arts Hall of Fame. He teaches Yoga, martial arts, and fitness to children, adults, and seniors in the greater Providence area. Recently he wrote: Is Running a Yoga Business Right for You? For Yoga students, who may be considering a new career as a Yoga teacher. http://www.yoga-teacher-training.org/index.html

A good amount of time and effort will be required to secure appropriate sponsorship for your meeting or corporate event. This being the case, it is important to start your planning process early. Beginning this process as much as 18 months in advance of a planned meeting date is not unrealistic.
You may want to consider aligning potential sponsorships with your corporate vision, values, strategy, brand promise and reputation.

Where to look for sponsorship -
Your strongest prospects are going to be the people you do business with.
When you are ready to make contact do so by going through the person who manages your vendor account.
Once they have put you in touch with the person within their organization to approach, focus first on building a relationship. Become a friend before asking for funding. Have a plan in place for getting to know your prospective sponsor.
In this plan you should clearly state what you have to offer, how the sponsorship will be implemented and what is in it for the sponsor.

There are three key areas to focus on when evaluating your sponsorship. The first area is being in agreement on all aspects of the sponsorship. The second area is implementing the sponsorship and the third and final area is measuring satisfaction and performance.

Reaching Agreement

Get to know your potential sponsor.
Develop an understanding of your prospective sponsor’s business goals and primary audience – what they are looking for.
All partners involved should be clear about objectives, roles and expectations.
A contract should be drawn up allowing ample time to deliver on all promises.
Focus your efforts on desired outcomes and event audience needs and benefits.

Implementation

Develop an audience-centric sponsorship policy with your sponsor’s input.
Develop an action plan for fulfilling all obligations.
Follow a clearly defined risk management policy.
Encourage your sponsor to work closely with your event organizing committee.
Offer visibility in advertisements, printed material and press releases. Incorporate your sponsor’s logo into promotional material to their satisfaction
Look for ways to leverage your sponsor’s name and association with your organization.
Provide your sponsor with regular updates.
Spend quality time with your sponsor.

Measurement

Measure what matters most to your sponsor and their key stakeholders.
Ask your sponsor if they were pleased with the value they received.
Thank your sponsor both personally and publicly (at the event) for their contribution.
Produce a summary report, measuring and evaluating results against plan.
Share feedback from attendees, employees and customers.
Recognize important individual and team contributions.

When managed well a fully integrated corporate sponsorship can be beneficial to all parties involved.

Yvon Douran is President of Keynote Resource.
Your bureau partner in the speaking business, representing world class keynote business speakers, trainers and consultants at http://www.keynoteresource.com

Self-discipline is a powerful tool that can help you accomplish about anything you can dream or imagine. Self-discipline is the act of controlling our emotions, actions, thoughts, words and personal direction. Some people seem to be naturally self-controlled and some seem to have no self-control at all. Others seem to constantly struggle with self-discipline.

Discipline is learning to say “no” to our primitive uncontrolled cravings and selfish destructive desires. We develop self-management when we begin to distinguish the difference between what is actually needed and what is truly unnecessary.

Because of the ease of modern society and our ability to get anything we want at a push of a button or the swipe of a card, it is far more difficult to exert self-control today than it has been in any other time in human history. Added to this is the brainwashing of advertising that tells us to crave things.

The first step to gaining self-control is to identify the areas where we are out of control. Work on self-denial in the areas you want to change. Deny your self a certain pleasure each day. Then begin to start small with little victories each day, like eating one less snack or watching one less television show.

A key to discipline is developing routines. People who have routines tend to be more disciplined and accomplish more. If you are one of those people who have trouble with routines, try adding just one at a time. Keep it simple. Work on the things that are most important first. Evaluate yourself regularly to see how you are doing. Reward yourself for keeping at it. Once it becomes a habit, it is much easier to maintain.

Of course, routines can be done to excess, so remember to give yourself a little healthy leeway in case the unexpected comes up.

The power behind some of the world’s greatest achievements is strong motivation and the ability to persist despite previous failures. Motivation is the fire that fuels our efforts toward success. There is no use in trying to master self-discipline if you have no motivation to have it. Motivation is a result of strong personal desire that directs a person’s actions and thoughts and helps create situations that move toward a specific accomplishment.

Motivation must come from within, not from an outside source. For example, if you diet because your spouse wants you to, it is poor motivation, and you will probably not do well at it. It is only when you truly desire to control your habits and behaviors that you will achieve self-discipline. Motivation brings about true change.

One way to increase motivation is through pressure. Tell your friends, co-workers and family about your commitment to change something in your life. Peer pressure can be a powerful motivator.

Motivation works hand in hand with self-discipline and organization. Lack in these areas can lead to a greater number of failures and failures lead to poor motivation. When you begin to structure your day and organize yourself, the motivation that moved you to change will continue to add fuel to the fire.

As you work toward change in your life, you will eventually experience failure. The only way to defeat failure is through persistence and perseverance. The most common reason people give up on achieving their goals is because they encountered failure once or twice and they become afraid to try again. Winston Churchill once said, “Success is going from failure to failure without a loss of enthusiasm.” Before you even begin, you must plan to deal with failure. Be ready to persevere. Vow to never give up, no matter what, no matter how long it takes!

By Dianne Ronnow © 2006 Mohave Publishing. All rights reserved. From “The Enzyme Health Diet Plan”, a free ebook found at enzyme-health.com.

Dianne’s FREE ebook, “Coconut Oil Diet Secrets” reveals how people are losing weight and getting healthier with coconut oil diets. To find out the secrets of coconut oil, go to the web site at Coconut-Oil-Diet.com now!

Now there are un-precedented number of debt consolidation companies desperately competing to provide debt advice. Most businesses genuinely give free no strings debt information. For those in debt one of the problems is trying to understand if such companies are providing good value regarding the advice they provide and their service.

The truth is a great proportion of customers fail to fully appreciate the courses of action possible in terms of debt and financial packages in general. If customers did understand then these consumers would not require expert advice from debt managers.

Debt counselling businesses are overseen by government agencies to guarantee they are qualified and respect individual non disclosure agreements. Unfortunately it is impossible to monitor or understand a particular companies motives when offering debt management advice. The question is, after the event, how is it possible for an agent ascertain if debt advice was provided with the best interests of the customer at heart, or if, instead debt advice provided was swayed by the advisers revenue?

Identifying honest citezens advice is often stressful. Never the less it is always worth shopping around for this kind of service. Customers should never simply go with the first agency that they see.

The fact is debt advice companies are trying to generate a profit, this could raise ethical issues between the person seeking advice and the debt company. This is achieved by by forwarding customers to different businesses or alternatively by taking setup fees from the companies to whom money is owed. Therefore it is not easy to find out how effectively these organisations are really representing their clients. The biggest concern is that these debt advice companies could be tempted to give guidance to clients swayed by their own income instead of providing the best solution for the client.